A car accident can change your life in an instant. If you’ve been hit by an uninsured or underinsured driver, the process can be even more uncertain. At Schofield & Green Law, we’re accident lawyers in Colorado Springs helping victims of uninsured motorist accidents find expert legal help and financial recovery.
If you’re an injured victim, let us hold the at-fault party accountable to pay for your hospital bills, personal injuries, and property damage. Engaging an experienced personal injury attorney is crucial to navigate the complexities of proving fault and dealing with insurance companies. If we don’t secure a settlement — you don’t pay. Get started with a free consultation to seek the fair compensation you deserve.
Car accident claims can be a complex and overwhelming process, especially when dealing with uninsured or underinsured motorists. In the event of a car accident, it is essential to understand the importance of car insurance and the different types of coverage available.
Uninsured and underinsured motorist coverage are crucial in protecting individuals from financial burdens caused by accidents involving uninsured/underinsured drivers. If you are involved in a car accident with an uninsured or underinsured driver, it is vital to contact an experienced car accident lawyer to help you ensure you receive fair compensation.
Colorado is an at-fault state. That means when a driver causes an accident, it is their responsibility to pay for it — giving you the chance to file a claim against their insurance company to cover your personal injuries. Approximately 1 in every 7 motorists is uninsured, which is 14% of the United States population.
Getting hit by an uninsured motorists is not only scary — it can be life-altering. This can lead to significant financial burdens on victims of accidents and their loved ones. It is crucial to understand the role of the insurance carrier in handling claims involving uninsured motorists. Insurance carriers may attempt to minimize payouts, so knowing the specifics of your policy is essential to ensure a fair pay-out.
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All drivers must be insured according to Colorado law. Yet, Colorado Springs ranks in the top 10 cities nationally with the most number of uninsured drivers. When you get in a car accident, the at-fault driver pays for the damage they caused, but who pays when the at-fault driver doesn’t have automobile insurance, or their insurance doesn’t pay for the full extent of your injuries? Typically you have two options:
In the state of Colorado, you’re required to carry uninsured motorist insurance as part of your car insurance coverage unless you explicitly decline it. In cases where you’re hit by an uninsured/underinsured driver, you’ll be able to file a claim with your own insurance company against the negligent driver to recover compensation for lost wages, medical expenses, and car damage.
If you are involved in an accident with an uninsured driver, you may need to pursue additional compensation to cover all your damages. This can be complex and time-consuming, especially when dealing with insurance claims.
If you are involved in an accident with an UIM, you might need to file a claim with your own insurance company. It is essential to understand the process and how to navigate it to ensure you compensation for your damages. That’s where a lawyer like Schofield & Green Law can come into play.
Insurance companies are obligated to offer uninsured motorist coverage, but dealing with an uninsured motorist policy after an auto collision can be complex. Insurance adjusters often aim to minimize payouts for the insurance company, making it crucial to seek legal help to navigate these challenges effectively. An uninsured/underinsured motorist lawyer can help you recover just compensation, ensuring you receive fair monetary restitution for:
At Schofield & Green Law, we understand the overwhelming challenges that follow an accident. Our dedicated team is committed to guiding you through the complexities of your claim, ensuring you receive the compensation you deserve. With a proven track record and millions settled, we stand by your side every step of the way.
We offer individualized attention to each client, understanding that every case has unique circumstances and needs. We also only operate on a contingency fee basis. That means you pay nothing unless we secure a settlement for you — ensuring you receive the compensation you deserve no matter your financial status.
Have questions about uninsured motorist insurance, liability insurance, or other questions about car crashes? Explore our blog to see related news and insights from our Colorado Springs personal injury lawyers.
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