- 719-749-3919
- info@schofieldgrouplaw.com
- 1011 N. Weber St. Colorado Springs, CO 80903
When you are injured in any type of accident, you assume your insurance company will be there to help when medical bills and frustrations start to add up. After all, it’s why we pay monthly insurance premiums, right? When an insurance company fails to act reasonably in processing, investigating, or paying your claim, they could be acting in bad faith. They are legally required to act in good faith. These kinds of insurance claims will show you how things can go in the complete opposite direction of what you thought.
Unfortunately, many car accident victims realize quickly that their insurance company is not there for them after an accident. While some disputes are natural after an accident, others are not. Even though these bad faith tactics are against the law, even the largest insurance companies still engage in this bad behavior. Let us fight for you and with you against these corporations who don’t care about your pain and suffering.
Before we proceed, let’s take a minute to understand insurance claims when a company is acting in bad faith. It occurs commonly when an insurance company intentionally violates its contractual obligations to its policyholders. Our attorneys, who specialize in filing insurance claims based on bad faith, have seen the following tactics used against clients so the insurance company can avoid making a payout or settlement that someone is rightfully owed:
Understanding the difference between an insurance dispute and bad faith is important. Unfortunately, the line between them can be unclear, and it takes a skilled Colorado insurance attorney to help recognize insurance companies that are acting in bad faith.
If your insurance company is guilty of any of these tactics, they may very well be guilty of engaging in bad faith. Your Colorado Springs accident attorney can investigate your incident closely and your insurance company’s responses to determine if your insurance company has acted in bad faith.
Examples of bad faith tactics include:
When someone you thought you could rely on (like your insurance company) isn’t there for you, our personal injury attorneys know your overwhelming situation. It’s certainly not fun, and it takes up more time than you probably have to spare where work and your personal life are concerned. Knowing what actions to take if you suspect you have an insurance claim makes it more manageable and increases the chances of successfully resolving your dispute. Here are some steps you should take to give yourself the best chance of success:
This is one of the most important steps because we promise you you won’t want to handle your insurance claim alone. If you do, the insurance company may see your confidence as a weakness and offer you a significantly lower settlement or compensation. Doing this as early as possible is beneficial to proceed and help steer the claim towards a more favorable outcome.
Without legal help, it will be challenging to prove an insurer has acted in bad faith and they’re not just denying your claim. When you have a personal injury attorney on your side, we’ll take control of showing how the insurance company’s actions were unreasonable or unlawful, which is incredibly difficult to do on your own. Choose us because we’re ready to fight for you, offering every client unquestionable benefits such as:
When you have to meet with an attorney for any reason, we understand you’ll have questions about the cost. Our personal injury lawyers don’t collect payment until we beat the insurance company at their own game We work on a contingency fee. This means you pay no legal fees unless we secure a favorable outcome for you. Our commitment is to achieve justice for you or your loved one, and we are motivated to win your case.
When you call one of the large law firms out there, don’t be surprised if you’re not treated with as much compassion as you’d hoped, especially when your insurance company has already mistreated you. Our insurance claim attorneys take the time to listen to you and get to know you personally, which translates into being a member of our extended family. Don’t worry about being treated like a number when we only see you as someone we care about.
In addition to our compassion, we take on cases for insurance claim clients with empathy. You won’t have to worry about working with a lawyer who doesn’t know the logistics of your case inside and out because you’re just another number to them or a paycheck. Schofield & Green Law takes on fewer cases so we can make the most out of the clients we take on. It’s our way of standing out from the crowd.
An insurance claim can seriously affect your health and stress levels. We do our best to make the process easy for you, acting transparently in everything we do so that you’re never unsure of what’s happening with your case.
Here are some of the previous results our clients were awarded for these types of personal injury claims:
Minor Motor Vehicle Accident
$1.2M
Settlement
T-Bone Car
Accident
$987,000
Settlement
Head-On
Collision
$1.125M
Settlement
Pedestrian Vs. Car Accident
$4M
Settlement
Insurance claims are never a good thing for someone to have on their plate to deal with. Leave it to the experienced legal professionals at Schofield & Green Law to turn you into another one of our satisfied clients.
Don’t try to figure out how insurance claims work when bad faith is suspected on your own. Read through some of our most frequently asked questions to learn more about how our personal injury lawyers can stand up against insurance companies.
The amount of compensation or payment you receive depends on what type of insurance claim you had that was unreasonably denied. We’ve found that in most cases, policyholders were able to recover some statutory damages that added up to about two times the amount you were initially denied.
Our clients who were successful at fighting their insurance bad faith claims were also able to collect a substantial amount of money for:
Punitive damages are damages awarded by a court to punish a defendant’s harmful conduct. In Colorado, punitive damages may be awarded for a bad faith breach of an insurance contract if circumstances of fraud, malice, or willful and wanton conduct accompany the violation.
Colorado’s statute of limitations for filing a bad faith insurance claim is generally two years. This means you have two years from the date you discovered, or reasonably should have discovered, the insurance company’s bad faith actions to file a lawsuit.
It’s important to note that this time frame can vary depending on the specific circumstances of
your case. For instance, the discovery date might differ based on when you became aware of the wrongful conduct by the insurance company. Due to these nuances, it’s crucial to consult with an experienced attorney as soon as you suspect bad faith to ensure your claim is filed within the appropriate time limit.
Failing to file your claim within the statute of limitations can result in losing your right to seek compensation for the insurer’s wrongful actions, so timely legal advice is essential.
If our car accident attorneys had an answer for this, we would definitely share it loudly and proudly with the masses. We’ve been trying to figure out what causes an insurance company to act in bad faith for years, and the biggest issue we see is that they do it to protect their profits and minimize the amount of dollars they payout.
By denying or delaying legitimate claims, they can reduce their financial liabilities. Additionally, some insurers may rely on the assumption that policyholders will not challenge their decisions, leading to fewer payouts and increased profits.
When you reach out to Schofield & Green Law for help with your bad faith insurance case, it’s certainly a step in the right direction toward getting the compensation you deserve. One of our attorneys who specializes in bad faith claims will get to work immediately after you call to do our research in gathering the evidence that you’re a victim of bad faith insurance.
The next step is where you really want to have a professional accident attorney on your side. This is where it comes time to negotiate with the insurance company accused of making the bad faith claim against you. If necessary, we’re willing to take your case to court and fight. Legal representation increases your chances of recovering the compensation you deserve.
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